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You can also access your credit report snapshot for free at While this is not a full credit report, it can also give you a picture of the five key areas included in your credit report.That’s because it’s your money that’s been lost and not the bank’s.Even if that loss is only temporary, you may not have enough money in your account to pay bills.
Checking your credit score on a monthly basis is a great idea so you can keep track of any changes and monitor activity.
In some cases card issuers will catch fraudulent charges using their fraud detection systems (like if your card is suddenly used in another state or incurs certain types or patterns of charges) but it’s best not to rely on this type of safeguard.
Below we will go over some important things to know about disputing a credit card charge.
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